You’re doing a great job brushing your teeth twice a day, making sure each one gets the attention it deserves. Plus, you’re on top of your flossing game, clearing out any sneaky food bits and plaque hiding between your teeth. That’s awesome!
But maybe you’re not as strict with this routine, and since your teeth feel fine, you figure you’ll just deal with any dental issues if they pop up. You might be wondering, “Do I really need dental insurance, or is it just an extra unnecessary cost?” To help you understand the importance of dental insurance, we will be delving into how it can help you financially, as well as taking care of your oral health and your overall health.Key Takeaways:
Dental Insurance Pays for Itself
Tooth decay is the most common chronic issue for both kids and adults in the United States. It can really add up, costing a lot in terms of money and productivity—up to a whopping $710 billion a year! But dental insurance plans are here to help lighten that load. Even if you’re a dedicated flosser, having a dental plan can still save you some cash.
Many plans pay for themselves after your first dentist visit. Visiting the dentist one time for your regular annual dental checkup can cost as much, if not more, than the dental plan itself! If you need something a little more substantial from the dentist, such as a cavity filled or a crown or braces…or if you have an emergency where you accidentally chip a tooth, your plan will save you substantially on those bigger ticket items, too.
Dental Insurance is Surprisingly Affordable
Whether you get a dental plan through your job as part of your benefits or decide to buy one on your own, you’ll be pleasantly surprised to find that it costs less than a cup of coffee each week. Most folks spend between $20 and $50 a month on dental insurance premiums.
A dental policy costs for a year what a medical policy does for a month…and it’s a smart investment as dental insurance costs have remained stable over the past five years.
Your Oral Health Directly Impacts Your Overall Health.
While just 4% to 5% of people said they skipped medical care because of money issues, a surprising 13% missed out on dental care for the same reason. This can cause a problem.
Did you know that having poor oral health can lead to more than just bad teeth and gums? Your oral health impacts heart disease, diabetes, stroke, dementia, and can even lead to pre-term birth. There have been consistent links between good oral health and good overall health.
A dental insurance plan will help to ensure that your oral health is where it needs to be. As such, that can help you and your family be in better health in general.
Dental insurance is one of the best ways to manage dental costs. Dental insurance plans are an easy and affordable way to protect your smile, your health, and your wallet.
Want to have Solstice benefits? Call our sales team at 877.760.2247 (Option 4) or email Sales@SolsticeBenefits.com
Already have Solstice benefits? See your plan details by going to https://www.mysmile365.com/ or calling us at 1.877.760.2247 (Option 4).