Solstice Insurance Broker Blog

Dental Benefits and Wellness: A Guide for Insurance Brokers | Solstice

Written by Andrew Hickey | Jun 3, 2025 7:19:03 PM

The world of employee benefits is always changing. Today more than ever, insurance brokers help protect clients financially—while also helping them stay healthy. One important way to do that is by offering dental insurance.

Many employers think dental coverage is just a bonus. But new research shows that oral health is a big part of overall health. Here we will explain how dental benefits help the whole body and why they matter more than ever. You’ll also learn how offering dental plans can help you build stronger relationships with your clients.

Key Takeaways for Insurance Brokers

As a broker, you can help your clients see how valuable dental benefits really are. Here are the main points to share:

  • Dental benefits support preventive care: Encourage clients to offer plans that cover cleanings, exams, and X-rays.
  • Oral health affects the whole body: Teach clients how dental problems can lead to other health issues.
  • Dental coverage helps employees stay healthy and productive: Healthy workers miss fewer days and do better work.
  • Offering dental benefits makes your services stronger: Stand out by offering full wellness solutions, not just basic plans.
  • Education builds trust: Clients appreciate brokers who explain how benefits help in the long run.

How Oral Health Affects the Whole Body

Oral health is more than just having a nice smile. Your mouth is the entry point to your body. If you don’t take care of your teeth and gums, it can lead to serious health problems.

Here are some key facts:

When people skip dental care, small problems can turn into big issues. Gum disease, for example, has been linked to:

  • Heart disease
  • Diabetes
  • Lung infections
  • Pregnancy problems

These health issues show why it’s so important to get regular dental checkups. Taking care of your mouth helps protect your whole body and can lower healthcare costs.

Why Dental Benefits Matter for Employees

For employers, offering dental benefits isn’t just a formality—it’s a smart business move. Here’s why:

  1. Preventive Care Saves Money

Regular dental visits help catch problems early. This means fewer emergency visits and lower costs. The University of Chicago says that every $1 spent on preventive dental care can save up to $50 in future dental work.

  1. Healthier Employees Work Better

Tooth pain and other dental problems can make it hard to focus. They also cause people to miss work. In fact, U.S. employers lose over $45 billion each year because of untreated dental issues. When employees have dental coverage, they’re more likely to stay healthy and productive.

  1. Dental Benefits Help Attract and Keep Workers

In today’s job market, strong benefits matter. A 2024 Forbes Health survey found that 70% of employees say dental coverage is important when choosing a job. Offering dental plans can help your clients hire and retain talent.

  1. Better Health for Everyone

People who go to the dentist regularly are more likely to manage other health problems, too. For example, people with diabetes who take care of their teeth often have better blood sugar levels. This means fewer health problems and lower medical costs.

How to Talk to Clients About Dental Benefits

When you talk to clients about dental plans, focus on the long-term value—not just the cost. Use real examples and facts to show how dental coverage helps lower costs and improve employee health.

You can also:

  • Share success stories from other clients.
  • Compare plans with and without dental coverage.
  • Show how dental benefits fit into a full wellness program.

Dental benefits are more than just a box to check on a benefits form. They help people stay healthy, save money, and feel better. As an insurance broker, you can lead the way by showing your clients how important dental coverage really is.

When you offer dental plans, you’re not just selling insurance—you’re helping people live better lives. In a world where health and wellness are more important than ever, dental benefits are a small investment with a big reward.

Any questions about your current Solstice products? Login to your portal on https://www.solsticemarketplace.com/ 

Want to start selling Solstice? Visit solsticebenefits.com, call 877-760-2247  (Option 3) or email us at sales@solsticebenefits.com