By Kate Ranta on May 12, 2014 @ 04:20 PM
If you've ever had major dental work or other types of medical care, then you may have played the claims processing waiting game. If you're in the midst of filing yet another claim, here are four tips to help ensure your claim is processed quickly and accurately. Following these suggestions may save you valuable time and money.
1) Check for errors: Before submitting your claim, take the time to double and triple check it. Make sure there are no errors on things such as:
- Types of medical care received
- Reimbursement needs
- Correct signatures
- Anything else that would require you to file a correction to your claim
Missing or incorrect information can significantly extend the amount of time it takes to be reimbursed for your claim.
2) Be specific: When you're filling out your claim paperwork, be detailed. Carefully describe any significant injuries, complicating factors or additional care received. Read over your paperwork from the perspective of the person processing your claim. You can fill in any missing details or facts.
3) Document, document, document: Make sure you carefully document all the appointments and specific treatments you receive. The easiest way to do this is to request a copy of your medical paperwork after each visit and file it in a monthly folder. When the time comes to file your paperwork, you'll be able to quickly and easily find your records and submit your claim form. It’ll also be helpful when tax time rolls around!
4) File correctly: Before you begin the paperwork process of filing a claim, take time to ask the insurance company about the correct paperwork and procedure. Things to investigate include:
- Different types of claim forms.
- Amount of people or medical expenses allowed on the same form. Some companies require different forms for each visit or patient.
- Any additional paperwork and signatures that may be needed to expedite the form (so you can just include them with your first paperwork submission).
Save time in the long run by taking a few extra minutes at the start to make sure you're on the right track!